Required documents from the borrower: For an employee For a private entrepreneur For a rural resident Passport, copy of a husband's passport; Marriage certificate (if available); Documents confirming the client's income. Passport, copy of a husband's passport; Marriage certificate (if available); Documents confirming the client's income. Passport, copy of a husband's passport; Marriage certificate (if available); A certificate of residence, family composition, the presence of cattle and small cattle, land areas from the Aiyl okmotu*.* * certificates are valid for one month   Required documents for real estate mortgage: Documents of entitlement (sale and purchase contract, donation transfer, other document) and Technical passport Encumbrances (arrest) free certificate on the property from the State Registration Service of the Kyrgyz Republic   If necessary, other documents may be requested.