Credit "Heat and comfort" - MFC "Salym Finance"
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The loan for:

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Installation of heating system

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Installation of windows and doors

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Installation of water supply and bathrooms

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Thermal insulation of walls

Credit terms and conditions

  • Credit amount: Without collateral, on the surety from 50 ths. soms to 500 ths. soms / $ USD equivalent;
  • Credit term: from 3 months to 36 months;
  • Age of the borrower: from 20 years to 75 years;
  • Interest rate: 26.9% in soms / 15.9% in US dollars ;
  • Effective interest rate including sales tax: KGS - from 33.80%; USD - from 18.73%;
  • Commission: KGS - 1% / USD - 1.5% of the credit amount;
  • The ability to provide a flexible schedule;
  • Early loan repayment without warnings and commissions!

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List of documents

  • List of documents for an individual
    Required documents from the borrower:
    For an employee For a private entrepreneur For a rural resident
    • Passport, copy of a husband's passport;
    • Marriage certificate (if available);
    • Documents confirming the client's income.
    • Passport, copy of a husband's passport;
    • Marriage certificate (if available);
    • Documents confirming the client's income.
    • Passport, copy of a husband's passport;
    • Marriage certificate (if available);
    • A certificate of residence, family composition, the presence of cattle and small cattle, land areas from the Aiyl okmotu*.*
    * certificates are valid for one month
     
    Required documents for real estate mortgage:
    • Documents of entitlement (sale and purchase contract, donation transfer, other document) and Technical passport
    • Encumbrances (arrest) free certificate on the property from the State Registration Service of the Kyrgyz Republic

     

    При необходимости могут быть затребованы другие документы.

  • list of documents from a legal entity
    • Charter (a notarized copy);
    • Certificate of registration (copy);
    • Passports of the head and chief accountant (copies);
    • Decision on the appointment/election of the head, accountant (copy);
    • A signature card  of  heads and authorized persons;
    • Decision of the corporate body certifying the authority of the head;
    • Balance sheet, and statement of financial results for the last reporting period;
    • Certificates of absence of tax liabilities and social payments;  
    • The decision of corporate body on receiving a loan with an indication of the amount, term and intended use, as well as the pledging the relevant property.

    If necessary, other documents may be requested.
     

Instructions for repaying a loan

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