Bonds are debt securities. When you buy bonds, you transfer your money to the company that issued them for a certain period (3 years) and at a certain percentage (15.5 % per annum). After three years, the amount you invested is fully repaid (refunded). Interest is paid every three months.

The interest income on the bonds will be paid every three months (quarterly) at the head office of OJSC Salym Finance MFC, or by transfer to the investor's current account with the bank.

To purchase the bonds, you need to go to the office of the Financial Company "Senti" with your passport, sign the contract for the purchase of the bond and deposit the amount you want to invest. You must also open a personal account where your bonds will be stored. Within 2 days, the transaction will be registered on the stock exchange, and you will become the full owner of the bonds.

If desired, bondholders can return their invested money ahead of time: • by placing the bonds for sale on the secondary market; • by contacting the Financial Company "Senti" LLC for an early return of the invested funds after 12 months from the date of the start of the bond placement.