Interest Rates
Terms
| Salym | Salym Plus | |
|---|---|---|
| Minimum deposit amount | From 10000 KGS // From 100 USD | |
| Minimum top-up amount | From 1000 KGS // From 20 USD | |
| Term | From 3 to 36 months | |
| Interest payment | Monthly or with another frequency at the client’s choice | |
| Partial withdrawal | Yes | No |
| Capitalization | No | At the request of the client — quarterly |
| Replenishment | No | Yes, in this case, the acceptance of additional contributions to the deposit amount is suspended 2 (two) months before the end of the deposit period |
| Early closure |
1) Within the first 3 months of the deposit term – interest is recalculated at an annual rate of 0%; 2) If the deposit term exceeds 3 months – interest is recalculated at half of the annual interest rate specified in the agreement. |
|
Calculate deposit
Deposit amount
Monthly payments
Duration
Жалпы киреше
Main advantages
favourable interest rates
possibility of capitalization
deposits are protected according to the Law of the KR “On protection of Bank deposits”
the possibility of early full or partial withdrawal
the possibility of replenishing the deposit
automatic prolongation of the deposit
The deposits of the customers of “MFC “Salym Finance” OJSC are protected in accordance with the Law of the Kyrgyz Republic “On the Protection of Bank Deposits”
“MFC “Salym Finance” OJSC is a participant in the deposit protection system of the Kyrgyz Republic.
The deposit is protected in accordance with the Law of the Kyrgyz Republic “On the Protection of Bank Deposits”, which provides for the compensation payment at the rate of no more than 1 (one) million soms in total, including interest, upon occurrence of guarantee event.
Deposit (contribution) is the amount of money in national and foreign currency received by the Company from the depositor on contractual terms.
In the deposit product "Salym" there is a partial withdrawal, but there is no possibility of replenishment, and in the deposit product "Salym Plus" there is a possibility of replenishment, but there is no possibility of partial withdrawal.
Yes, our Company provides for the transfer of interest and the principal amount of the deposit to the depositor‘s current account. To do this, you need to leave an application for the transfer of funds to the current account with the details specified.
The state guarantees the payment of 1,000,000 soms, including interest on deposits, upon the occurrence of a guarantee event. Payment of the guarantee amount in the event of a guarantee event will be made on a one-off basis in the amount of 1 000 000 soms, regardless of the number of deposit accounts in our Company.
If you deposit funds after 4:00 p.m. through the "Megapay" terminal, the funds will be credited to the "Operating Day" Company will be credited the next day. For all other mobile applications and payment terminals, if funds are deposited after 5:00 p.m., funds will be credited to the "Operational day" Company will be credited on the following day.
Deposit " Salym Plus" can be opened with a quarterly capitalization, the terms of which can be divided into quarters, therefore, deposits with terms 4-5-7-8-10 can not be opened with a capitalization.
Since there is no possibility of partial withdrawal in the deposit product "Salym Plus", you can close the current deposit agreement, withdraw the required amount and conclude a new deposit agreement for the remainder.
Early closing of the deposit within 3 months from the date of depositing the deposit is carried out without paying interest, over three months 50% of the amount of accrued and capitalized interest is paid.
