Deposits "Salym" and "Salym Plus" - MFC "Salym Finance"

Main advantages

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favourable interest rates

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possibility of capitalization

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deposits are protected according to the Law of the KR “On protection of Bank deposits”

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the possibility of early full or partial withdrawal

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the possibility of replenishing the deposit

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automatic prolongation of the deposit

Terms

  Salym Salym Plus
Minimum deposit and replenishment amount From 1000 KGS // From 20 USD
Maximum deposit amount 50,000,000 som or equivalent in US dollars. If the maximum amount is exceeded, the deposit can be accepted in coordination with the Asset and Liability Management Committee.
Term From 3 to 36 months
Interest payment Monthly or with another frequency at the client’s choice
Partial withdrawal Yes No
Capitalization No At the request of the client — quarterly
Replenishment No Yes, in this case, the acceptance of additional contributions to the deposit amount is suspended 2 (two) months before the end of the deposit period
Early closure Early closing of the deposit within 3 months from the date of depositing the deposit is carried out without paying interest, over three months 50% of the amount of accrued and capitalized interest is paid.

Interest Rates

Currency сом
3-8 months
10%
9-17 months
16%
18-36 months
16%
Currency US dollar
3-8 months
2%
9-17 months
4.5%
18-36 months
6.0%

Deposits of clients of OJSC MFC "Salym Finance" under the protection of the state

OJSC MFC Salym Finance is a participant in the deposit protection system of the Kyrgyz Republic. The Deposit Protection Agency of the Kyrgyz Republic, in accordance with the Law of the Kyrgyz Republic “On the Protection of Bank Deposits”, guarantees each depositor a refund of up to 1 million soms, including interest on deposits, upon the occurrence of a guarantee event. OJSC MFC Salym Finance is a reliable and stable company that ensures the safety and increase of your funds.

Calculate deposit

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Show detailed information
What is a deposit?

Deposit (contribution) is the amount of money in national and foreign currency received by the Company from the depositor on contractual terms.

What is the difference between the deposit products "Salym" and "Salym Plus"?

In the deposit product "Salym" there is a partial withdrawal, but there is no possibility of replenishment, and in the deposit product "Salym Plus" there is a possibility of replenishment, but there is no possibility of partial withdrawal.

Can you transfer the accrued interest?

Yes, our Company provides for the transfer of interest and the principal amount of the deposit to the depositor‘s current account. To do this, you need to leave an application for the transfer of funds to the current account with the details specified.

What is the amount of the deposit refund guarantee?

The state guarantees the payment of 1,000,000 soms, including interest on deposits, upon the occurrence of a guarantee event. Payment of the guarantee amount in the event of a guarantee event will be made on a one-off basis in the amount of 1 000 000 soms, regardless of the number of deposit accounts in our Company.

How quickly are funds credited to the deposit account if we replenish via payment terminals and mobile banking?

If you deposit funds after 4:00 p.m. through the "Megapay" terminal, the funds will be credited to the "Operating Day" Company will be credited the next day.  For all other mobile applications and payment terminals, if funds are deposited after 5:00 p.m., funds will be credited to the "Operational day" Company will be credited on the following day.

I expect to open a deposit for 5 months, how will you calculate the capitalization

Deposit " Salym Plus" can be opened with a quarterly capitalization, the terms of which can be divided into quarters, therefore, deposits with terms 4-5-7-8-10 can not be opened with a capitalization.

If the depositor "Salym Plus" has a need for a partial withdrawal, is it possible to withdraw part of the funds?

Since there is no possibility of partial withdrawal in the deposit product "Salym Plus", you can close the current deposit agreement, withdraw the required amount and conclude a new deposit agreement for the remainder.

conclude a new deposit agreement for the remainder. Does the interest remain in the case of early termination of the contract?

Early closing of the deposit within 3 months from the date of depositing the deposit is carried out without paying interest, over three months 50% of the amount of accrued and capitalized interest is paid.

Deposit replenishment methods

Instructions

MBank Online

Elcart Mobile

Elsom

UMAI

Balance

QuickPay

Kompanion

FINCA

MegaPay

О!Деньги

Оңой

Keremet Bank

Dos-CredoBank

Optima Bank

Pay24

RSK Bank

Halyk Bank

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