Main advantages
favourable interest rates
possibility of capitalization
deposits are protected according to the Law of the KR “On protection of Bank deposits”
the possibility of early full or partial withdrawal
the possibility of replenishing the deposit
automatic prolongation of the deposit
Terms
| Salym | Salym Plus | |
|---|---|---|
| Minimum amount | From 1000 KGS // From 20 USD | |
| Term | From 3 to 60 months | |
| Interest payment | Monthly or with another frequency at the client’s choice | |
| Partial withdrawal | Yes | No |
| Minimum deposit and replenishment amount | From 1000 KGS // From 20 USD | |
| Capitalization | No | At the request of the client — quarterly |
| Replenishment | No | Yes |
| Early closure | Early closing of the deposit within 3 months from the date of investment, the deposit is carried out without payment of interest, over three months, 50% of the amount of accrued interest is paid. | |
*The promotion has been extended until Decemder 31, 2021! +1% for open and extended time deposits!
MORE ABOUT THE PROMOTION
Interest Rates
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Жалпы киреше
Deposit (contribution) is the amount of money in national and foreign currency received by the Company from the depositor on contractual terms.
In the deposit product "Salym" there is a partial withdrawal, but there is no possibility of replenishment, and in the deposit product "Salym Plus" there is a possibility of replenishment, but there is no possibility of partial withdrawal.
Yes, our Company provides for the transfer of interest and the principal amount of the deposit to the depositor‘s current account. To do this, you need to leave an application for the transfer of funds to the current account with the details specified.
The state guarantees the payment of 200,000 soms, including interest on deposits, upon the occurrence of a guarantee event. Payment of the guarantee amount in the event of a guarantee event will be made on a one-off basis in the amount of 200 000 soms, regardless of the number of deposit accounts in our Company.
Deposits via the Elkart mobile app after half past three p.m. are credited the next day, for all other systems, deposits after half past five p.m. are also credited the next day.
Deposits "Salym "and" Salym Plus" can be opened with a quarterly capitalization, the terms of which can be divided into quarters, therefore, deposits with terms 4-5-7-8-10 can not be opened with a capitalization.
Since there is no possibility of partial withdrawal in the deposit product "Salym Plus", you can close the current deposit agreement, withdraw the required amount and conclude a new deposit agreement for the remainder.
Early withdrawal of the deposit before the expiration of 3 months - without interest payment. After the expiration of 3 months - payment of 50 % of the amount of accrued interest from the withdrawn amount.
