The loan for:
House construction
Construction of extensions
Credit terms and conditions
- Credit amount: from 10 ths. soms / $ USD equivalent;
- Credit term: from 3 months to 10 years;
- Age of the borrower: from 20 years to 75 years;
- Interest rate: from 23.9% in soms / in US dollars from 12.9%;
- Effective interest rate including sales tax: KGS - from 27.69%; USD - from 14.38%;
- Commission: KGS - 1% / USD - 1.5% of the credit amount;
- Without collateral, on the surety to 700 000 soms/$ equivalent;
- The ability to provide a flexible schedule;
- Early loan repayment without warnings and commissions!
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List of documents
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List of documents for an individual
Required documents from the borrower: For an employee For a private entrepreneur For a rural resident - Passport, copy of a husband's passport;
- Marriage certificate (if available);
- Documents confirming the client's income.
- Passport, copy of a husband's passport;
- Marriage certificate (if available);
- Documents confirming the client's income.
- Passport, copy of a husband's passport;
- Marriage certificate (if available);
- A certificate of residence, family composition, the presence of cattle and small cattle, land areas from the Aiyl okmotu*.*
* certificates are valid for one month Required documents for real estate mortgage: - Documents of entitlement (sale and purchase contract, donation transfer, other document) and Technical passport
- Encumbrances (arrest) free certificate on the property from the State Registration Service of the Kyrgyz Republic
При необходимости могут быть затребованы другие документы.
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list of documents from a legal entity
- Charter (a notarized copy);
- Certificate of registration (copy);
- Passports of the head and chief accountant (copies);
- Decision on the appointment/election of the head, accountant (copy);
- A signature card of heads and authorized persons;
- Decision of the corporate body certifying the authority of the head;
- Balance sheet, and statement of financial results for the last reporting period;
- Certificates of absence of tax liabilities and social payments;
- The decision of corporate body on receiving a loan with an indication of the amount, term and intended use, as well as the pledging the relevant property.
If necessary, other documents may be requested.
Instructions for repaying a loan
17 ways to pay off your loan